john's brother, phil, loaned him $10,000 to start his business. john didn't do too well and planned to file for bankruptcy. in may, he gave phil his car worth $8,000 to satisfy the debt. john filed his petition in november. after liquidation, if the car were included in john's bankruptcy estate, every unsecured creditor would have received 85% of the debt owing to him. will the transfer of the car to phil be a voidable preference?